Act Before the Auction
Stop Foreclosure and Protect What You Can
Falling behind on mortgage payments is stressful, but a foreclosure auction is not a certainty. A fast cash sale can pay off what you owe and help you walk away on your terms, before the bank takes the house.
A Fast Sale Can Help You Avoid Foreclosure
When mortgage payments pile up and the notices start arriving, it can feel like time is running out. The good news is that foreclosure is a process, not a single event, and as long as you still own the home, you have options. Fresh Start Home Buyers helps Oregon homeowners act before a foreclosure auction by purchasing the house quickly for cash, which can pay off the loan and put an end to the stress.
How a Cash Sale Can Stop Foreclosure
Foreclosure happens when a lender takes the house back because the loan has gone unpaid. If you sell the home before the auction, the proceeds can be used to pay off the loan, and the foreclosure stops. Because we pay cash and can close in days rather than months, a sale to us can fit inside the time you have left.
This is not a guarantee that every foreclosure can be avoided. The outcome depends on your timeline, your loan balance, and the property's value. But the earlier you reach out, the more options we have to work with.
Common Signs You May Be Headed Toward Foreclosure
- You have missed one or more mortgage payments
- You have received a notice of default or a pre-foreclosure letter
- A foreclosure sale date has been scheduled
- You can no longer keep up with payments and the home's expenses
- You have tried a modification or forbearance and it did not work out
If any of these sound familiar, the most important thing is to act early. Waiting reduces the options you have available.
Your Options When Facing Foreclosure
There is more than one way to respond to a foreclosure. The right choice depends on whether you want to keep the home or move on:
| Option | Best when… |
|---|---|
| Loan modification or forbearance | Your hardship is temporary and you want to keep the home. |
| Fast cash sale | You want to move on and avoid a foreclosure on your record. |
| Short sale | You owe more than the home is worth and the lender agrees to accept less. |
| Deed in lieu of foreclosure | You voluntarily transfer the home to the lender to avoid a full foreclosure. |
We can help with a fast cash sale and, where appropriate, a short sale. For legal advice on your rights and the foreclosure timeline in Oregon, speak with a qualified attorney or a HUD-approved housing counselor.
Why Speed Matters
Foreclosure timelines are fixed. Once a sale date is set, the window to act shrinks quickly. A traditional sale, listing with an agent, waiting for a buyer, and relying on their financing, rarely moves fast enough to beat a foreclosure deadline. A cash buyer who can close in days is built for exactly this situation.
Free, No-Obligation, and Discreet
Reaching out costs nothing and commits you to nothing. We handle every conversation privately and without judgment. Tell us your situation and any deadlines you are facing, and we will let you know honestly whether a cash sale can help. If it can, we will move fast. If it cannot, we will say so.
If you are behind on payments or facing foreclosure in Oregon, reach out now or call 541-631-5094. The earlier you act, the more options you have.
Frequently Asked Questions
Answers to common questions about selling your house to Fresh Start Home Buyers.
Houses We Buy in Oregon
We purchase almost any residential property across Oregon, in any condition, in any situation. You don't need to clean, repair, or stage a thing.
Get Started Today
Get Your Free Cash Offer
Tell us about your property and your situation. We'll review the details and send you a fair, no-obligation cash offer, usually within 24 hours. Or call us directly and we can talk it through.
541-631-5094- No repairs, we buy your house as-is
- No commissions, fees, or hidden costs
- No obligation, the offer is yours to keep
- Close in as little as 7 days, or on your timeline
- A fair offer based on your home and the local market
- Talk directly with the buyer from start to finish
Why Fresh Start Home Buyers
A Simpler, More Honest Way to Sell
Fresh Start Home Buyers: Local Oregon Cash Home Buyers
Fresh Start Home Buyers was started to give Oregon homeowners a better alternative to the traditional, drawn-out process of selling a house. When life gets complicated — a job relocation, an inherited property, a divorce, a foreclosure notice, a rental that's become a headache — the last thing you need is months of showings, repairs, and uncertainty.
We buy houses directly, for cash, in any condition. Because we're the buyer and not a real estate agent, you pay no commissions and no fees, you don't lift a hammer to make repairs, and you never wonder whether a buyer's financing will fall through. We make a fair offer based on your property and the local market, and we close on the date you choose.
We live and work in Oregon, so we understand the communities we serve — from the Portland metro to the Willamette Valley to Central Oregon. That local knowledge helps us make stronger offers and close with confidence, whether your home is a downtown Portland bungalow, a Salem ranch, or a fixer-upper outside Bend.
Above all, we believe in treating people the way we'd want to be treated. That means clear answers, no high-pressure sales tactics, and a real offer you can take or leave. If selling to us isn't the right fit for your situation, we'll tell you straight up.
Our Commitment
Honesty, transparency, and respect guide every offer we make. We close only when it makes sense for you, and we never pressure a homeowner to sell before they're ready.
Have questions or ready for an offer? Call us at 541-631-5094 or request your cash offer online.
Seller Reviews
What Oregon Home Sellers Say About Us
“I was behind on my payments and the foreclosure date was looming. Fresh Start gave me a fair cash offer and we closed in under two weeks. I walked away with money in my pocket and my credit intact.”
Marcus T.
Salem, OR
“I inherited my mom's house and live out of state. I didn't want to deal with cleaning it out or paying for repairs. They bought it exactly as it was and handled everything from start to finish.”
Dana R.
Eugene, OR
“Being a landlord burned me out, bad tenants and constant repairs. They bought my rental with the tenants still in it. No eviction, no hassle, and they closed on the date I asked for.”
Kevin P.
Portland, OR
“My house needed a new roof and foundation work I couldn't afford. They bought it as-is and I didn't pay a dime in commissions or closing costs. Honest and straightforward the whole way.”
Sandra L.
Bend, OR
Need to Sell Your Oregon House Fast?
Get a fair, no-obligation cash offer today. No repairs, no commissions, and a closing date you choose.